Car accidents are overwhelmingly scary. It’s even more confusing for the victim when they have to deal with insurance adjusters while grieving. That experience could prove too much for them and drain their energy.
By definition, insurance adjusters are professionals skilled at minimizing the amount of compensation insurance firms pay victims after an accident. Hiring a lawyer is the best decision you can make to get the deserved compensation and protect yourself from insurance adjusters. In this article, we shall discuss the simple steps that will help you safeguard your interests from insurance adjusters.
First, consider what to say before saying it
Insurance adjusters often use what you share with them against you later on. Insurance adjusters determine your compensation depending on the information you share with them in the initial stages following a car accident.
Therefore, you must be mindful of what you share with them during meetings to avoid inconveniences and regrets later. As such, you must avoid making any guilty admissions and only stick to the facts of the accident.
Second, obtain a copy of the police report
A police report will contain the registrations of all possible witnesses who were at the scene of the accident when it occurred. Additionally, the police report will have the officers’ assessment and establishment of the cause of the accident.
All this information will aid your cause in putting up a stronger compensation claim against the defendant(s).
Third, collect and gather all the valuable evidence of the case
Take video recordings and pictures of the accident scene when involved in a car accident. Focus on the damages the car sustains, and even more importantly, capture your injuries from the accident.
Moreover, collect and record the witness testimonies of all those who saw the accident. All this evidence is crucial in helping you recover from a car accident.
Fourth, track your medical treatment after the accident
If the accident was severe and, as a result, you sustained some injuries, it is advisable to seek medical attention immediately to avoid any medical complications. After your physician has completed their tests and certified that you are all right, document their findings, including diagnostic tests and any accruing medical bills,
These records will help you establish the severity of the accident and, more importantly, the extent of your physical and mental damages following a car accident.
Fifth, record all communications you have with the insurance company
Record all communication between yourself and the insurance company, including shared emails, letters, and phone calls. In case of future disputes, you can always verify your claims with the evidence in hand.
Lastly, and probably the most significant, do not sign documentation without your car accident lawyer
In most cases, insurance adjusters will trick you into signing some settlement agreements in haste after the accident. Please do not fall for their traps.
I must emphasize how important it is to consult your car accident attorney before signing anything that they present you with after an accident. A lawyer will ensure you are not giving up the right to get the maximum compensation you deserve for your troubles.
Think carefully about what you say after a car accident, obtain a copy of the police report, gather possible evidence by tracking your medical records, record all communication exchanges with the defendant, and seek legal advice before signing any documentation.
In conclusion, being involved in a car accident is devastating, especially when you have to deal with insurance adjusters looking to minimize your deserved compensation. By following the simple aspects discussed in this article, you can shield yourself from possible exploitations by insurance adjusters.