If you get injured while doing a job-related activity, you may be eligible to receive reimbursement that will allow you to receive medical treatment or replace lost wages. In Florida, businesses that have four employees and above must have worker’s compensation. Moreover, employers in the construction sector must purchase insurance even if they have a single employee. These employees must be covered if anything were to happen to them. The reimbursement does not only help injured employees but also protects the employers from lawsuits since they are legally required to financially reimburse their employees in the first place.
Medical bills
Workers’ compensation benefits in Florida will cover all the medical bills and treatment related to your job-related accident. Medical claims that are related to your injury will be paid immediately. In addition, the financial payment will cover doctor’s appointments, hospital stays, emergency room visits, physical therapy, medications, and rehabilitation treatments. Moreover, it will cover medical equipment like wheelchairs and crutches. Employees need to recover from their injuries promptly. Having the proper compensation ensures that their injuries and mental state will be taken care of.
Physical rehabilitation
The victims will receive financial reimbursement to cover rehabilitation, which will help to pay for therapeutic care like physical therapy for the victim. Physical therapy and rehabilitation can help the employee to heal from an illness or injury that is job-related. This will also ensure that their injuries won’t cause them permanent damage. Especially when it comes to their mobility. Providing physical therapy is important for the employee.
Lost wages
In many job-related accidents, the injuries usually prevent the victims from returning to work. They may spend weeks, months, days, or even years without a job, depending on how severe their injuries are. If your injuries prevent you from resuming your job soon and you don’t have a source of income, then your employer will offer damages for lost wages. The damages will be a percentage of your weekly wages and will be a steady source of income to cushion you through the recovery phase. You need to keep your wage during your healing process.
Vocational rehabilitation
Sometimes victims of job-related accidents may be unable to return to the same job they were previously doing. If your injuries prevent you from being employed in the same industry you did before the accident, you may be eligible to receive monetary reimbursement for vocational rehabilitation purposes. The vocational rehabilitation funds will cover the cost of learning a new skill so you can do a different type of job. A lot of vocational rehabilitation insurance programs allow the victims to get two years of vocational rehabilitation, which can help the employee get another reemployment or other skills.
Disability reimbursement
If your illness or injury resulted in a disability that does not allow you to carry out your job-related activities either permanently or temporarily, then you may qualify for reimbursement due to your disability. Disabilities can encompass a wide range of physical, cognitive, or emotional impairments that significantly hinder your ability to engage in the activities associated with your occupation. It’s important that your employer properly takes care of you during this time. These types of injuries can cause a lifetime of struggle, and they need to make sure that you are financially covered. If not, reach out to a competent workers’ compensation attorney who will fight for you.
Death reimbursement
If a job-related accident results in the death of a victim within one year from the date the accident occurred, or five years after the victim became disabled, then the family members can receive financial reimbursement that will cover burial expenses, funeral expenses, and allowances for the dependents. These benefits are designed to alleviate the financial burdens associated with the aftermath of such a devastating incident. One crucial aspect covered by the reimbursement is the coverage of burial expenses, recognizing the importance of honoring and properly laying to rest the departed loved one. Additionally, financial assistance also encompasses funeral expenses, acknowledging the emotional and practical significance of arranging a meaningful farewell for the deceased.
Bottomline
If you have been injured while doing a job-related activity, you can recover damages that will cover medical bills, physical rehabilitation, lost wages, vocational rehabilitation, and reimbursement for being unable to carry out your job duties due to disability. In addition, when an employee dies, the family can receive financial reimbursement to cover funeral costs. Your employer needs to ensure that you are covered if an emergency like this occurs. Failure to do so means you must seek legal assistance to make sure you are covered. A trusted legal team will make sure you get the justice you deserve.
