You’ve poured your heart and soul into your business. You’ve been there for the late nights and long weekends. You’ve bent over backward for clients and gone out of your way to take care of your staff. You’ve weathered storms, embraced challenges, and celebrated victories big and small.
And now, as you look to the future, you want to ensure it wasn’t in vain. You want to secure your wealth, leave a legacy, and maintain control over your money while living life to the fullest. But how? Is that even possible?
Financial “experts” have been promoting typical retirement accounts like IRAs and 401(k)s for years, promising a golden nest egg at the end of the rainbow. But let’s be real— do you think the wealthy have stashed their fortunes in government-sponsored accounts for the past century?
Do you think they wait until they’re 59 years old before enjoying their money? Not a chance. While the average Joe is maxing out his 401(k), the wealthy have been playing by different rules. They know that typical retirement accounts are an easy solution to convince the masses their money is in good hands, NOT the key to accumulating, protecting, and growing true wealth.
So, what do they do instead? Enter the world of the wealthy; enter the world of Infinite Banking—a financial strategy that’s changing the game. It’s a concept anchored in whole life insurance, but don’t let that fool you. Infinite Banking isn’t your grandma’s insurance policy. It’s a powerful tool that offers a unique blend of control, flexibility, and tax benefits—all wrapped up in one tidy package.
Think of Infinite Banking as your financial fortress, shielding your wealth from the storms of market volatility and economic uncertainty and most importantly the IRS.
Using a specially designed whole life insurance policy (held by certain companies with century-long legacies) as a stronghold, you can access cash value to finance your business, and education, invest in real estate, or simply enjoy life’s luxuries, all while simultaneously building a guaranteed amount of wealth.
Here’s the kicker: unlike typical retirement accounts, Infinite Banking offers the freedom to access your cash value at any time, without penalties or restrictions. Need to expand your business? Find a once-in- a-lifetime opportunity.
Want to travel the world? Need to help children with college, marriage, or a new car? No problem. And let’s talk taxes. Unlike IRAs where you have a silent partner (the government), Infinite Banking offers you the ultimate tax advantage.
The cash value in your whole life insurance policy grows tax-advantaged, meaning you can enjoy tax-free growth and withdrawals for life. It’s like having your cake and eating it too—without Uncle Sam taking a huge bite.
Here are a few reasons this strategy is so popular among the wealthy:
- Enjoy uninterrupted compound interest, even while you have a loan against the cash value.
- The cash value grows tax-deferred and the death benefit passes to heirs income tax-free.
- The cash value is liquid and can be used for lifestyle purchases, travel, investments, etc.
- Life insurance is a tier-one asset for all banks.
- You don’t need approval from anyone else to get a loan and you can create your loan repayment schedule.
- Control the financing needs of you, your family, your business, and others you choose to work with.
- Since the accounts are not tied to the market, there are guarantees regarding how your account will grow, how much will be available at certain times, and how much death benefit will be paid out to your beneficiaries.
At this point, almost every client over the years has asked me, “Why haven’t I heard about this?” There are several reasons. First of all, the government restricts the advertising of these accounts. Second, when these accounts are set up for the maxi- mum benefit of the client (you), the insurance representative doesn’t make as much commission.
People want to make more money – it’s as simple as that, so they offer other products and services that give them more profit. Third, many financial “experts” simply don’t under- stand the concept, so they don’t know how to explain it, or how to help you optimize it for your situation. When you decide to do this,
PLEASE be careful who you select to guide you. It is not difficult – but there are many advisors out there who think they understand this strategy, and then use the wrong kind of account or subpar companies that will ultimately cause you serious problems.
Make sure you work with someone who has multiple accounts themselves, runs businesses through those accounts, and has been doing it for at least a decade so they can show you how to take full advantage of the benefits.
I’m guessing your next thought might be “There’s no way life insurance can be that good.” I wondered the same thing 20 years ago when I first investigated Infinite Banking. My book, Master Your Millions delves into this strategy in greater detail when you want a full explanation.
Perhaps though, this one fact will speak volumes to you, as it did to me. Bank of America holds more than $24 billion in whole life insurance.
JP Morgan Chase has over $12 billion, and Wells Fargo’s life insurance holdings total more than the entire value of all their branches combined – more than $18.3 billion. Whole life insurance is a significant priority in their financial strategy.
You didn’t think they were putting their money in CDs did you? Infinite Banking isn’t just a plan for your future; it’s a game-changer.
It’s the secret weapon that empowers you to break free from the confines of conventional wisdom and forge a more certain path to prosperity and wealth. Let me help you step into the realm of Infinite Banking –the secret of wealth for the elite, where the game is played differently, and the rewards are unparalleled.
Contact me at https://calendly.com/drjasonhenderson/coaching-call to find out how to get started. Your financial future is waiting—dare to make it extraordinary.
