Royal Business Bank is an American Chinese bank based in Los Angeles, California. It is among the most significant Chinese American banks globally, with branches in California, Nevada, New York, and New Mexico. It’s a wholly-owned subsidiary of RBB Bancorp, one of the world’s largest financial consultancies. It was established in 1966 by the two men who would become the bank’s founders, Robert K. Kiyosaki and Li Ka-Shing.
Services of Royal Business Bank
The bank’s current offerings include a variety of small business loans and business cash advances with varying interest rates. Among the different products the bank offers, there are three primary categories. They are direct savings accounts (also called direct deposit accounts), savings rate loans (also known as ROI or return on investment loans), and business credit cards. These royal business bank products have been designed with the long-term financial needs of businesses in mind.

Direct deposit rate
The direct deposit rate offered by the bank is an attractive option, especially for businesses that would prefer to keep their payments in-house. This feature has a few limitations, though. The first limitation is that an employee can only use the direct deposit rate for a single account. The second limitation is that only one fixed payment per month can be made out of a direct deposit account. The third limitation is that all of these rates are subject to change at any given point. These rates offered by the bank are subject to change at any point along the line.
Savings rate loan
The savings rate loan offers the lowest interest rates among all of the available royal business bank products. In this case, the bank locks in the interest rates at the time of the loan. Royal Business Bank is based on an annual percentage rate calculated by taking the annual percentage rate of all eligible loans plus the interest rate. Several statistical inputs need to be made to determine which variables are most relevant for any ROI calculation.
Business credit card
The business credit card is another product from the royal business bank. Royal Business Bank offers the business credit card with a variety of benefits to the business owner. Most of these features involve rewards or incentives for spending.
Nondestructive deposit facility
Another service that this bank provides is to its clients who are in the business industry. They can open any business account and get a particular type of account called a ” nondestructive deposit facility.” A nondestructive deposit facility is where a bank will deposit a client’s non-insured deposits and ensure that these funds are insured should they be lost due to a fire, a vehicle accident, or any other type of natural disaster.
Different transactions
Another thing that this bank does to benefit its customers is that it offers several different transactions. It allows its customers to convert their debit cards into cash. It also gives customers the option of opening a second banking account. This second account may be used for any reason but is often used for more significant transactions involving several parties.

Money transfer transactions have also been made easier with the advent of the internet. Almost all banks have a website that customers can go to when they wish to make a money transfer. This makes the entire process very easy for customers who do not live near a branch. The transactions are not only safe but convenient as well. They can be done from anywhere in the world and usually for little or no cost. These transactions are typically done through a credit card but can also be done with a debit card or a traveler’s cheque.
Conclusion
In addition to the products mentioned above, the Royal Business Bank offers a range of services. These services include bill payment, bank transfers, invoicing, bill reminders, receiving banking statements, online banking, personal banking, and more. The services offered by the bank are both fast and convenient. The majority of the businesses also allow their customers to make online deposits as well. All in all, the bank has a wide range of services to offer its customers.